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Putting safety first in your lawn and landscape company has numerous benefits. Not only are your team members able to return home safely each day, but reducing accidents and injuries also lowers overhead costs like downtime, workers’ comp and insurance premiums. You may not be able to prevent incidents from happening entirely, but taking a […]
Having a strong return to work program at your company is always a good idea, but with workers’ comp costs predicted to rise in the near future, this practice is even more pertinent. A return to work program allows an injured worker to remain at work in a temporary or light duty capacity while recovering […]
Inflation isn’t just affecting the price of materials and employees’ wages. It is also predicted to impact workers’ comp costs as rising expenses are impacting it on several different levels. “Insurance carriers are having to offset that potential cost into their premium so we think by 2023 we’ll start to see the impacts from those […]
A recent study based on workers’ compensation data from Ohio and other states identified common factors leading to injuries and illnesses in the landscaping services industry. Researchers with NIOSH and the Ohio Bureau of Workers’ Compensation (OHBWC) published in this study some well-known hazards, along with some that are less recognized. Of the 18,037 workers’ […]
In March 2019, the National Association of Landscape Professionals partnered with Axis Insurance and Rancho Mesa to offer NALP members a competitive risk management option. “Buying your insurance as part of a large group/program can give you more pricing leverage and may provide more stability long term as insurance rates can be subject to large […]
Author, Drew Garcia, with Rancho Mesa Insurance Services, is the program director for NALP’s Workers’ Compensation Program which provides discounts to NALP members. As the NALP Workers Compensation Program Manager we understand the need for “Best Practices” to be utilized by landscape contractors to prevent workers’ compensation claims from occurring. However, at some point, a claim will […]
Author, Drew Garcia, with Rancho Mesa Insurance Services, is the program director for NALP’s Workers’ Compensation Program. Ever wonder why your insurance rates high when your competitors are low? There are reasons for that including, frequency of claims, severity of claims, experience rating, average claim cost incurred, operations, trends, loss ratio etc. If you evaluate your […]