insurance Archives - The Edge from the National Association of Landscape Professionals

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Strategic Risk Management: Exploring the Viability of Captive Insurance for Landscape Businesses

If your lawn or landscape company is operating safely and efficiently, it can be frustrating as your insurance rates continue to rise despite your lack of individual claims. One alternative to traditional insurance is to participate in a captive insurance program. In a traditional insurance model, businesses purchase policies from independent carriers, and then the […]

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State of the Property and Casualty Market for 2024

Insurance is one of those necessary overhead costs and, like many other business expenses, is expected to continue to increase due to a number of factors.   Drew Garcia, vice president of Rancho Mesa Insurance Services, anticipates auto insurance will continue to rise, budget anywhere from 10% to 15%. Garcia says the workers’ comp market will […]

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Natural Disasters and Their Impact on Insurance Rates

You only have to skim the headlines to read about a new natural disaster impacting some part of the country, from hurricanes to wildfires. According to the National Oceanic and Atmospheric Administration, there have been 23 extreme weather events in America that cost at least $1 billion through August 2023, overtaking the year-long record total […]

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Insurance Considerations When Adding Tree Care Services

Adding on tree care services to your existing business can be a result of customer demand or a desire to diversify your revenue sources. One major consideration with the addition of this service is the question of insurance costs and coverage. Because of this, you’ll have to decide whether you want to add a tree […]

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Protecting Your Business: Don’t Wait Until the Last Minute for Insurance Renewals

Spring has sprung, and it is also prime time for insurance renewal dates. When you’re caught up in the hectic nature of the season, you might not be taking the time to review your policy before its expiration. Drew Garcia, vice president of Rancho Mesa Insurance Services, says landscape professionals should be reviewing their policies […]

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