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Technology is often viewed as an efficiency driver, but it also opens lawn and landscape companies up to significant financial risk if they do not have a cyber insurance policy in place. āWe have a lot of our clients’ vital information from emails to credit cards and knowing that in the event of a hack […]
You may think slip and fall incidents are only a concern if you provide snow and ice management services, but slip and falls, as well as trip and falls, are becoming an increasing issue for landscape maintenance companies. āThere is a direct connection between the increasing advertising by personal injury law firms, the number of […]
There are numerous factors that determine your landscape companyās insurance premiums. While some elements are beyond your control, improving your risk profile is an area you can influence. How often you have claims, their severity, claim costs and the nature of your business all shape your insurance risk profile. Lower Your Frequency of Claims The […]
Rising insurance costs will continue to challenge landscape businesses in 2025, but proactive risk management offers a path to help control premiums. Drew Garcia, vice president of Rancho Mesa Insurance Services and Landscape Group Leader, says commercial auto, general liability and umbrella are three of the four major casualty insurance lines that are under pressure. He […]
Putting safety first in your lawn and landscape company has numerous benefits. Not only are your team members able to return home safely each day, but reducing accidents and injuries also lowers overhead costs like downtime, workers’ comp and insurance premiums. You may not be able to prevent incidents from happening entirely, but taking a […]
If your lawn or landscape company is operating safely and efficiently, it can be frustrating as your insurance rates continue to rise despite your lack of individual claims. One alternative to traditional insurance is to participate in a captive insurance program. In a traditional insurance model, businesses purchase policies from independent carriers, and then the […]
Insurance is one of those necessary overhead costs and, like many other business expenses, is expected to continue to increase due to a number of factors. Drew Garcia, vice president of Rancho Mesa Insurance Services, anticipates auto insurance will continue to rise, budget anywhere from 10% to 15%. Garcia says the workersā comp market will […]
You only have to skim the headlines to read about a new natural disaster impacting some part of the country, from hurricanes to wildfires. According to the National Oceanic and Atmospheric Administration, there have been 23 extreme weather events in America that cost at least $1 billion through August 2023, overtaking the year-long record total […]
Adding on tree care services to your existing business can be a result of customer demand or a desire to diversify your revenue sources. One major consideration with the addition of this service is the question of insurance costs and coverage. Because of this, youāll have to decide whether you want to add a tree […]
Spring has sprung, and it is also prime time for insurance renewal dates. When youāre caught up in the hectic nature of the season, you might not be taking the time to review your policy before its expiration. Drew Garcia, vice president of Rancho Mesa Insurance Services, says landscape professionals should be reviewing their policies […]
