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In-service documentation may seem like just more admin work for your crews, but it is a powerful form of insurance that can protect your business from serious legal expenses. Claims arise for every type of business. While good documentation is a common practice for those in snow and ice management, it is also a strong […]
There are numerous factors that determine your landscape companyās insurance premiums. While some elements are beyond your control, improving your risk profile is an area you can influence. How often you have claims, their severity, claim costs and the nature of your business all shape your insurance risk profile. Lower Your Frequency of Claims The […]
If your lawn or landscape company is operating safely and efficiently, it can be frustrating as your insurance rates continue to rise despite your lack of individual claims. One alternative to traditional insurance is to participate in a captive insurance program. In a traditional insurance model, businesses purchase policies from independent carriers, and then the […]
Natural disasters are inevitable and are one of the many reasons a homeowner may need to deal with an insurance company. In a situation where homeowners need landscaping services to remove downed trees, repair hardscapes or other restoration projects, dealing with insurance companies to resolve claims can be a twisted and frustrating process. āWhen a […]
There are many ways to get the most benefits from your insurance coverage and enhance the ability of your carrier to optimize outcomes after a loss. Below are five ways that can help you mitigate any claims you may have. l. NOTIFY YOUR AGENT AND/OR CARRIER IF YOU MAKE CHANGES TO YOUR BUSINESS Has your […]
